N26 recently launched a new online “app or as most people would call it a website. I was a bit confused when it was launched and the amount of comments about it on various forums online. It appeared that this was the first time they offered online banking which is not true. In fact, when this new online banking was launched it was missing a way to search transactions which is a big omission. This feature has now been added. I always leave it a few weeks before reviewing updated apps and websites as I know it takes a while to get used to the change. In this case, my overall feeling is.. meh.

There are some features I really like – you can now edit transaction categories and tags online. This is a big improvement however, I’d love if they took it a step further and allowed you to change tags and categories in bulk. They also offer “dark mode” which is a dark colour scheme and a discreet mode where your balance and transaction amounts are blurred. I like the idea of discreet mode however, I’d prefer if only the balance was blurred and the transaction amounts were not.

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I’ve always been a massive fan of N26 but in recent months I’ve been disappointed with the lack of innovation and new features. I have starting considering looking at Revolut for my main banking needs as I know they have added lots of features since I last looked. However, at this point in time I wouldn’t consider using Revolut without a backup card. I have been stung too many times with outages.

One feature I’ve really wanted N26 to launch is savings accounts in Ireland. They do offer savings and investments in other countries but unfortunately Ireland has been forgotten about. Ever since Rabo Direct shut down shop in Ireland I’ve been left searching for a replacement. Ideally I want a savings account that I can transfer money to and from easily with no notice periods. I also would like the ability to open multiple accounts for different purposes e.g. one for holidays, one for a new car etc. This is exactly what N26 has announced today in the form of N26 Spaces.

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I honestly didn’t see this coming. Amazon now offer free 2 day delivery to Ireland with no minimum spend if you are a Prime member. I expected Amazon to start including free standard delivery to Ireland as part of prime but they’ve gone one better and included 2 day delivery. All items eligible for Prime delivery and eligible for delivery to Ireland are included however some items will not be eligible for free 2 day delivery but instead will be free standard delivery.

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I have been very quiet on this blog for the last couple of months even though I have a list of things I could post about. The next few articles will be catch-up articles covering things that have happened since I last posted which I want to cover for the completeness sake. I especially want to cover the N26 announcements as those tend to be the most read articles.

The Leap Card has an auto-top up function allowing you to top up automatically via direct debit when the balance on the card falls below €10. Previously, Leap Card would only support bank accounts with an Irish IBAN (an IBAN starting with IE). This meant N26 users couldn’t sign up for this feature – this was in breach of EU regulations. There is a very good thread on boards.ie outlining the problem.  In April, finally Leap Card started allowing direct debits to be set up on non-Irish bank accounts. I immediately set up the auto top-up using my N26 account.

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I’ve recently been trying to sort out my home entertainment. I wanted to avoid signing up to Sky or Virgin TV as I find a lot of the programmes I watched when I had Sky were available elsewhere for cheaper or even free. I tried a Roku Player to begin with but I didn’t like it so in the end I returned it. I settled with an Amazon Fire TV and Google Chromecast. The Amazon Fire TV will only post to the UK so you will need to use a UK virtual address to get it delivered to Ireland. Currently, the Amazon Fire TV is £29.99 instead of the normal price £39.99. The main two apps I use on my Fire TV is Netflix and Amazon Prime Video. Amazon Prime Video is mainly for The Grand Tour, but I will also buy or rent videos on Amazon.co.uk to watch.

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