GoCar – Car sharing in Ireland

There’s no denying owning a car is expensive – motor tax, insurance, fuel, maintenance, depreciation it all quickly adds up. I don’t really need a car, I’d drive it a few times a week and I could easily swap most of these trips to a bike or walking. A car sharing scheme such as GoCar would probably suit me quite well for the longer trips but there are a few reasons I haven’t given up my car and moved to car sharing. What is car sharing Car sharing allows you to easily and frequently rent cars for short trips. Once joined as…

N26 Black MasterCard has arrived

My original standard N26 MasterCard arrived after 14 days, so when I ordered the Black Card on Monday 30th I was expecting it to be two weeks to arrive. It appears they prioritise the Black Cards as mine arrived today. Ordering Monday afternoon and arriving Friday is reasonable enough time frame although I still think they should have a priority option. The first thing I noticed was the packaging is a lot more fancy than what the standard N26 arrived in. Turning the envelope over there was a tab to pull. This then revealed the card holder. Pulling the side of…

N26 Black Extended Warranty Insurance

Yesterday I closed my KBC Extra Current account after using it for less than a month and I now use my N26 account as my main current account. My N26 Black MasterCard is in the post but I can already use the features in my account including the travel insurance, ATM mugging protection, extended warranty and mobile phone insurance. When writing the previous post I had one query about the extended warranty. It says in the terms and conditions: The policy applies so long as the Eligible Product “Was purchased for the account of the Account Holder in his Country…

Currency Exchange Rates: Revolut -v- N26

Revolut offer interbank exchange rates while N26 uses MasterCards exchange rates with no markup. I’ve been using Revolut for years now and am a big fan. I’ve recently moved my current account completely over to N26 Black so was interested to see how the exchange rates compared between Revolut and N26. I have only made three comparative transaction with both Revolut and N26 so it is not exactly an exhaustive study. In two of the three transactions N26 was cheaper but they were all very similar prices. Date Amount Revolut N26 Friday 27th $4.99 €4.67 €4.66 Sunday 29th £144.95 €170.93 €170.30 Tuesday 31st…

My N26 MasterCard has Arrived

I ordered a N26 MasterCard on the 15th January. N26 state it should arrived within 2 weeks of being ordered. Which is longer than you’d be waiting for a Revolut card or a replacement card from an Irish bank. Revolut offer express delivery for replacement cards and also allows you to have a backup card attached to the account. N26 doesn’t appear to offer either of these facilities. Its worth noting if you’re prone to loosing things you could be a while waiting for a replacement.