N26 and Irish Stamp Duty for Debit Cards

In Ireland there is stamp duty on financial cards. A credit card account attracts a €30 per year stamp duty charge. Debit cards are now charged a 12c stamp duty tax for each ATM withdrawal capped at €2.50 for ATM only cards and capped at €5.00 per year for ATM and debit cards.

This means an Irish customer of N26 will be liable for 12c per ATM withdrawal capped at €5.00 per year. There was some confusion as to how N26 would collect this fee.

How long does it take to receive a N26 MasterCard?

Recently, my N26 Black MasterCard broke and I had to order a replacement. N26 offers two different postage methods for replacement cards – Express delivery which costs €19 delivered by DHL within 1-2 working days. Alternatively, Standard delivery costs €6 delivered by An Post and should take 5-7 day working days. The cards are sent from Germany. I declined the Express service as my card was still usable with Chip and Pin and I was able to use contactless via Google Pay. The card arrived but I’ve been very slow to update the blog. I decided I should do a…

My N26 Black card has broken..

They say all relationships go through tough times and this is certainly the case with N26 at the moment. I have always been a big fan but in the last few months there have been some small incidents which has made me consider looking around for another bank. The lack of new features, an issue with a chargeback (they’ll be a post about it soon) and now my Black MasterCard has broken. I’ve never once broken a debit or credit card. However, I did note when the Black MasterCard arrive it was a bit flimsy. This is particularly worrying as…

N26: New online banking “app”

N26 recently launched a new online “app“ or as most people would call it a website. I was a bit confused when it was launched and the amount of comments about it on various forums online. It appeared that this was the first time they offered online banking which is not true. In fact, when this new online banking was launched it was missing a way to search transactions which is a big omission. This feature has now been added. I always leave it a few weeks before reviewing updated apps and websites as I know it takes a while…

N26 Launches Savings Accounts in Ireland (sort of..)

I’ve always been a massive fan of N26 but in recent months I’ve been disappointed with the lack of innovation and new features. I have starting considering looking at Revolut for my main banking needs as I know they have added lots of features since I last looked. However, at this point in time I wouldn’t consider using Revolut without a backup card. I have been stung too many times with outages. One feature I’ve really wanted N26 to launch is savings accounts in Ireland. They do offer savings and investments in other countries but unfortunately Ireland has been forgotten…