Yesterday I closed my KBC Extra Current account after using it for less than a month and I now use my N26 account as my main current account. My N26 Black MasterCard is in the post but I can already use the features in my account including the travel insurance, ATM mugging protection, extended warranty and mobile phone insurance.
When writing the previous post I had one query about the extended warranty. It says in the terms and conditions: The policy applies so long as the Eligible Product “Was purchased for the account of the Account Holder in his Country of Residence;” I was hoping this was a mistake and it would allow you to at least purchase from another EU country. Allianz Global Assistance replied today and confirmed the product must be purchased in Ireland. If you order online and the item is delivered from abroad the product will not be covered. It’s only a small point but it does reduce the value of this insurance quite significantly in my opinion. I should also point out this extension only applies to manufacture warranty. If you purchase extended warranty from a third party, this policy will not extend it further.
In the interest of full-disclosure, links to N26 are affiliate links. Should you click through to N26 via my affiliate link and sign up to their bank account I will receive a small commission payment. These affiliate payments have no impact on my reviewing of the product. If you believe I have been influenced by the potential commission when reviewing a product please call me out.