N26 and Irish Stamp Duty for Debit Cards

In Ireland there is stamp duty on financial cards. A credit card account attracts a €30 per year stamp duty charge. Debit cards are now charged a 12c stamp duty tax for each ATM withdrawal capped at €2.50 for ATM only cards and capped at €5.00 per year for ATM and debit cards.

This means an Irish customer of N26 will be liable for 12c per ATM withdrawal capped at €5.00 per year. There was some confusion as to how N26 would collect this fee.

What happens if the GoCar isn’t there?

Last year I sold my car and I didn’t buy a new one. This was the first time since I was 17 I didn’t own a car. At first I thought I would really miss not having the car but in reality it hasn’t been too much of an inconvenience. Sure, it was always handy to have a car to jump in and go but I think there has been only one time in the year where I was left properly inconvenienced by not having a car. Over the year I’ve saved thousands of euro, so overall I’m glad I…

How long does it take to receive a N26 MasterCard?

Recently, my N26 Black MasterCard broke and I had to order a replacement. N26 offers two different postage methods for replacement cards – Express delivery which costs €19 delivered by DHL within 1-2 working days. Alternatively, Standard delivery costs €6 delivered by An Post and should take 5-7 day working days. The cards are sent from Germany. I declined the Express service as my card was still usable with Chip and Pin and I was able to use contactless via Google Pay. The card arrived but I’ve been very slow to update the blog. I decided I should do a…

Replacement N26 Black card is on its way!

My N26 Black MasterCard broke and I am no longer able to make contactless payments with it. When I went on to the app to order a replacement they were asking for €6 to pay for the replacement. I’ve no problem paying for a replacement in the case of the card being lost or stolen however I do have an issue with it when it was damaged. The card was damaged by general use – inserting and removing from the chip reader, something the card should be designed to withstand. I decided to hold off ordering the replacement and instead…

My N26 Black card has broken..

They say all relationships go through tough times and this is certainly the case with N26 at the moment. I have always been a big fan but in the last few months there have been some small incidents which has made me consider looking around for another bank. The lack of new features, an issue with a chargeback (they’ll be a post about it soon) and now my Black MasterCard has broken. I’ve never once broken a debit or credit card. However, I did note when the Black MasterCard arrive it was a bit flimsy. This is particularly worrying as…