N26 Metal has come to Ireland

N26 has three main current account offerings to personal customers – N26, N26 Black and N26 Metal. Up until last week only the standard N26 account and N26 Black was available in Ireland. This week, they’ve announced N26 Metal is now also available to Irish customers. At first I was excited but honestly, I’m not quite sure where the value offering of N26 Metal is. The standard N26 account is free and N26 Black costs €9.90 per month while N26 Metal costs €16.90 per month. In addition to everything offered by N26 Black, N26 comes with: Metal MasterCard Debit Card…

Discounted GoCar overnight with GoHome

I previously reviewed GoCar in February 2017. Back then I owned a car and I didn’t really see the appeal of GoCar. However, I have sold my car and been relying on GoCar for about 9 months at this point. My view of GoCar has changed dramatically and I’m glad I finally bit the bullet and sold my car. I will do an overview post of ‘living with GoCar‘ in the coming days. This post is just to highlight a cool new pricing feature that GoCar introduce recently – GoHome. GoHome offers a 50% discount on the daily rate for…

N26 and Irish Stamp Duty for Debit Cards

In Ireland there is stamp duty on financial cards. A credit card account attracts a €30 per year stamp duty charge. Debit cards are now charged a 12c stamp duty tax for each ATM withdrawal capped at €2.50 for ATM only cards and capped at €5.00 per year for ATM and debit cards.

This means an Irish customer of N26 will be liable for 12c per ATM withdrawal capped at €5.00 per year. There was some confusion as to how N26 would collect this fee.

What happens if the GoCar isn’t there?

Last year I sold my car and I didn’t buy a new one. This was the first time since I was 17 I didn’t own a car. At first I thought I would really miss not having the car but in reality it hasn’t been too much of an inconvenience. Sure, it was always handy to have a car to jump in and go but I think there has been only one time in the year where I was left properly inconvenienced by not having a car. Over the year I’ve saved thousands of euro, so overall I’m glad I…

How long does it take to receive a N26 MasterCard?

Recently, my N26 Black MasterCard broke and I had to order a replacement. N26 offers two different postage methods for replacement cards – Express delivery which costs €19 delivered by DHL within 1-2 working days. Alternatively, Standard delivery costs €6 delivered by An Post and should take 5-7 day working days. The cards are sent from Germany. I declined the Express service as my card was still usable with Chip and Pin and I was able to use contactless via Google Pay. The card arrived but I’ve been very slow to update the blog. I decided I should do a…