Sending parcels with Collect+ and Parcel Motel

Parcel Motel allows you to send items to the UK starting at €14.50 however they also offer a UK ‘Returns service’ to companies including Royal Mail, Collect+ and MyHermes. This allows you to send items to the UK for a lot cheaper although it is a slower service. You could print Royal Mail postage online at RoyalMail.com and then use Parcel Motel to bring the parcel up to Royal Mail in Northern Ireland. You would pay €3.50 to Parcel Motel and however much the UK postage is for Royal Mail. I have used the Royal Mail service once and found Royal…

The Race is on!

The Race The Race: Update 1 – Parcels arrived to Virtual Address The Race: Update 2 – One has arrived! The Race: Update 3 – Second one has arrived! The Race: Update 4 – AddressPal has arrived The Race: Update 5 – The Race is Over! I have a kindle which I love. Nothing beats have 10-15 new books that I want to read on a device that fits in my jeans pocket. Everywhere I travel I take my kindle, its one of the first things I pack after my Revolut card. The one month battery life is a life saver and…

TransferWise – Cheaper international transfers

I recently needed to transfer $1,000AUD to an account in Australia. I had a look at my Bank of Ireland account to work out how much it would cost. There was a fee of €5 for the transfer and ‘foreign exchange margin’ to do the transfer. I couldn’t find any particular percentage for the foreign exchange margin on the fees page. Bank of Ireland do publish their daily currency exchange rates on their website. Using this I could see on the day the transfer would have cost me €736.79 which included the €5 fee. XE.com said that the mid market…

Parcel Wizard – DPD’s offering

Parcel Wizard is DPD’s offering and is unique in that they deliver to your house, not to a pick up point. Parcel Wizard is more than just a UK Virtual address, it is a way to schedule your deliveries. You can mark days you are in and out of the house allowing DPD schedule parcel deliveries to suit you. This post will just focus on their Virtual Address service. They offer an address in Newtownabbey, Northern Ireland and they will delivery it to your chosen address in Ireland normally the next working day. The charge is €3.85 for this service. Their…

Linked Finance – P2P lending in Ireland

Peer-to-Peer lending has grown in popularity over the last few years. P2P lending is when a individual lends to companies or other individuals directly. There is a market place where the borrowers and lenders are matched together. P2P lending allows the lender to receive higher interest rates then they would get in a savings account. The best interest rate available in Ireland today for a lump sum savings account is less than 1% while with P2P lending interest rates of over 10% is not unheard of. With P2P lending there is more risk involved then a normal deposit account but…