KBC Extra Current Account – We're Sucking Diesel

Tag: KBC Extra Current Account

What I think of KBC Online Banking

January 30, 2017 by We'reSuckingDiesel·3 Comments

I’ll admit this will turn into a rant. I moved to KBC current account but after less than one month of using it, I can’t stand it any more and I am in the process of moving fully to N26. I’m not sure why, but in my head KBC was a newish bank compared to the ‘older’ AIB, BOI, Ulster Bank etc and therefore would have more modern and user friendly online banking facilities. However, I’ve found their online banking close to unbearable. Most of the issues are very small but they do quickly add up. It could just be me and everyone else loves their online banking.

Logging in is an ordeal

With both my AIB and BOI current accounts I enter in my registration number and then for AIB I am asked for 3 out of 6 digits from my personal access code. BOI will ask for my date of birth and then 3 out of the 6 digits from my personal access code. Logging into either of these online banking accounts takes less than 10 seconds. KBC on the other hand require you to use a digital key to log in. I understand this is to increase account security but the implementation of it is very poor.

KBC Ireland – Signing Up

January 18, 2017 by We'reSuckingDiesel·0 Comments

After looking around for a new current account I decided on the KBC Extra current account. If you lodge €2,500 per month you get fee-free banking. The balance can change throughout the money so I will set up a standing order from my savings account into KBC and back out again the next day to get over that requirement. I have had a student current account with them in the past – I signed up to get a €100 One4All voucher for free but never used the account. I closed it a while back. One thing I do is I try to actively avoid companies that annoy me with advertising – Aer Lingus’s ‘Aer Bridge’, NoNonsense, The Tesco ‘Here’s to the Hosts’ and KBC ‘I live a modern sort of life‘. However, I decided I’d give KBC another go and am already beginning to regret it.