This review was written before I signed up to DoFinance. As I have only just signed up there I will not be including it in this review.

I’ve been involved in P2P lending since January 2015 and have used four different websites – LinkedFinance, MintosTwino and VIAINVEST. There are plenty of other options out there but these were the four I joined. I’ve already done reviews of each of the platforms but decided to do a recap of how things are getting on. I feel I’ve been very lucky with how well P2P lending has gone for me and it sure beats the 0.4% offered by Rabo Direct on their savings account. I am getting slightly worried at the rate the industry is growing and wonder if it’s sustainable.

I do not have an even amount with each platform – you can see my spread below. I am still adding cash to the Mintos, VIAINVEST and Twino platforms but not Linked Finance.

Website % of my overall P2P Lending
Linked Finance 18%
Mintos 41%
Twino 14%
ViaInvest 27%

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I’m a big fan of P2P lending. I’m a regular investor with both LinkedFinance.ie and Mintos.com. I’ve decided to try out Twino.eu as well. There is an element of risk with P2P lending so I like to spread out my investments amongst different borrowers through different P2P platforms. While I’m no longer a massive fan of LinkedFinance, I am still very much a fan of Mintos but its always worth trying the alternatives.

Twino was founded in 2009 in Latvia and since then has originated over 380 million worth of loans. In 2015 Twino offered the marketplace platform allowing investors the opportunity to purchase their loans. TWINO now offer loans in 9 countries – Latvia, Poland, Czech Republic, Russia, Georgia, Denmark, Mexico, Kazakstan and Spain.

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